Medicare Advantage Plans & Medicare Supplement Plans

Medicare Advantage Plans & Medicare Supplement Plans
Medicare Advantage Plans

Monday, August 23, 2010

Are Supplemental Discounts For Everyone?

When it comes time to take out health insurance we always try to get the best coverage we can for our family. Then we search for the additional policies that cover the extra care we need for vision, pharmaceuticals and dental services. At what point do you think enough is enough? If we were to look at the dental piece and take the routine dental work performed you would easily pay twenty five dollars a month on a payment plan for the year and this would be for one person. If you were able to get a dental discount plan for the same price except it covered everyone in your household then that would be something to seriously consider.

Well there are companies, for example that offer these types of discounts services. They are not health insurance policies they are discount dental plans. They have a network of providers that have agreed to perform services at a contracted rate and this benefits you and your family in addition to the customers that have signed on to the discount dental plan. If you think about how it works it has the same principle of a store discount card.

Instead of swiping your card you provide your membership number. There is no paperwork to complete and the fees are paid monthly so you have no contracts. Dental services are one of the expenses that everyone dreads. You know you need them and the preventative services attempt to keep you from the more expensive procedures if you can catch things early and treat them. When you do need care you want to be able to get it and be able to afford the out of pocket expenses without going broke.

If you are able to have a policy and a supplemental discount plan you would get that additional savings that would allow you to get the services you need and not feel the stress of the full financial burden dental services can become if a lot of work is needed. We try to provide what we can for our own health and for our family the best way we know how to. Think about making the dental and the dental supplement or discount plan another option for you. The more you can protect yourselves and save the more comfortable you will feel when you know it time for your appointment to see the dentist.


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